Compare Rates Using Our Free Service and Purchase Coverage Directly from Trusted Insurers
With the number of liability lawsuits and uninsured drivers on the rise, cheap auto insurance is more important now than ever. If you are underinsured or uninsured, one accident could place you on the brink of bankruptcy. Your assets might also be put in jeopardy if another party in an accident files a lawsuit against you. The right coverage can help protect you from financial disaster without straining your monthly budget.
In most states, car insurance is necessary to comply with the law. You could lose your license and face hefty fines if you are caught driving uninsured. In addition, without a well-funded policy, one accident could bring you to financial ruin. Thankfully, quality protection doesn't have to be expensive. You can find affordable policies with low rates on our site that can offer you the protection you need to drive safely and legally. Even if you're on a tight budget, we can help you find a high-value plan in your price range.
How We Can Help You
The web is steeped in sites that claim to offer the cheapest quotes, but our approach is different from that of our competitors. First of all, we are not an insurer, so our goal is not to sell you our policies. We are a free referral service that helps match our customers with providers that can offer the best value. Secondly, we do not just provide you one quote on a policy. When you apply with us, we will provide you with multiple options from respected insurers. You fill out one, easy application, and we will instantly provide you with customized price estimates. We present these figures to you side-by-side and in terms that are easy to understand to make your comparison shopping as stress-free as possible. With our user-friendly quotation system, you know you are comparing apples-to-apples. Our site makes researching and purchasing a plan quick and easy. Just follow these steps:
- Complete our online application. The first step to saving money is to fill out our free, online application. Our application is short and should only take a few minutes to fill out. You can complete the form entirely online from the comfort of your home.
- Get up to five free price estimates. As soon as we receive your application, we will give you up to five free quotes from some of the biggest insurers in the industry. You will see these quotes side-by-side to help make your comparison shopping as convenient as possible.
- Compare policies & premiums. Once you have your estimates, you can easily compare the different policies on coverage levels and premiums. We present the information to you in simple, easy-to-understand terms to help ensure that you are comparing apples-to-apples.
- Apply for a plan or save your quotes. If you see an option that fits your needs, you can then apply for that plan with the insurer that offers it. If you want to think it over, we also allow you to save your information to review later. Our service is free and comes with no obligation, so you can return whenever you like.
A discount policy won't do you much good if it isn't backed by a company that is easy to get a hold of and customer service oriented. You want to make sure prospective insurers have a solid network of agents, offices, and claims centers so they can easily meet your needs. Most providers will allow you to file a claim or make a payment 24/7, so consider this as you're selecting your plan. Ideally, you won't need to be in contact with your provider very often. But, when you do need them, it's usually at a time that is already stressful, so you want a company that will be available and responsive to your needs. Research prospective companies' claims payment histories on your state's department of insurance website and find out how their claims filing system works.